The mistake that most drivers make is not buying the best premium and only accepting insurance renewal offers, which can be much higher.
The good news is that comparing car insurance is generally simple and easy, and you can find the best price in less than five minutes.
Then, you can compare the quality of the policy and have an idea of the best price to negotiate with your existing insurance company, if you want to stay.
In addition, comparing prices to find the best car insurance agreement is very important now, because the costs increase.
Thanks to the most recent compensation reform, drivers face 10 percent, around £ 50, an increase in their car insurance premiums. Greater pain, and bill payers also see an additional £ 10 on average plus the bill thanks to an increase in premium tax of up to 12 percent.
So, now it's more important than ever to make sure you do not pay more to insure your car.
Are there several ways to help reduce the costs of your car insurance? Whether it's a man or a woman, young or old, follow our ten steps to reduce premiums.
1. Buy for the best auto insurance.
This is the first way to save auto insurance. You can find hundreds of pounds if you buy when you update your cover.But be careful. When buying car insurance, it is important to make sure that the coverages are covered equally. Some policies may seem cheaper, but you may not have the same level of protection when you have to file a claim.
Use the online comparison services to do the hard work for you. Enter your information and verify the prices that appear. You can change the driving power, the driving distance and get new offers.
Try this is to look for car insurance money backed by MoneySupermarket here. You will search more than 130 insurance companies for you, remember your data for next year and it will remind you when it is time to renew.
Also check insurance companies that do not have jobs on comparison sites, namely, Línea Directa and Aviva. You should also consult the Admiral separately to obtain an offer of Multicolors if you wish to insure more than one vehicle.
Comparison options include other car insurance Confused.com, GoCompare and ComparetheMarket
If you are satisfied with the coverage provided by your current service provider but are not satisfied with the upgrade offer, tell them the best offer you received from a competing insurance company and ask them to match it. The price comparison is very important to find this information.
2. Do not put everyone in your policy.
Make sure that only regular drivers are named in the policy. You can always add someone for a few days when you really need to drive a car.3. Protect that there are no claims for bonuses.
Bonds without extended claims are one of the best ways to reduce car insurance costs, so protect them.This can increase premiums by a few pounds, but this becomes insignificant with the possibility of losing a 90% discount on a premium of a few hundred pounds.
But the definition of unsecured bonds can be very different between insurance companies.
Although accidents caused by other drivers generally do not have an impact on these bonuses, they can be caused by the insured. The key is to review the policy carefully.
4. Improve your voluntary strengths
Accepting the payment of more for the cost of repairing an accident will result in a reduced premium. If you are not guilty of an accident, the surplus can be recovered. However, be careful to leave them too high, especially if you have a smaller car.5. Secure your car
Setting a certified alarm, an immobilizer or a tracking device can result in a discount of around 5 percent. Many new cars will come with this standard, so be sure to check if you have a car and then point it out.6. Make fewer miles
Reducing mileage is equivalent to increasing savings.For example, reducing annual mileage of 5,000 miles can save a 35-year-old driver approximately $ 50 per year from premiums.
Cutting 10,000 miles per year can save more than 100 pounds.
But you have to be honest about the annual mileage, because the inaccuracy will jeopardize any claim.
7. Think hard about adding young drivers
Adding young drivers who are not experienced in their policies can be a false economy, especially if you have a bigger or more powerful car.The premium will continue to be affected by the smaller driver, and you may not receive the no-claim bonus. Insurers have also taken strict measures, as parents provide cars on their behalf for children to reduce costs, so make sure that if you are pregnant with the car policy for your children, you are the main driver or declare what contrary.
8. Be careful with auto cheating insurance
If you decide to replace your car, ask your insurance company if the model will have a significant impact on premiums.A sports car can attract high premiums, and there is often a slightly different model or a smaller engine that can make a big difference in its support. I can also save gas too!
Keep in mind that the insured will try to include the administrative costs of the policy changes in the medium term. These charges, usually between £ 25 and £ 50, will be added if you change the address of your car or your address.
However, you can request a fee if it is a small adjustment, such as a change to a custom registration number.
